Jacqueline’s story is a slightly unusual one as she was a joint homeowner at the age of eighteen. That’s not a run of the mill situation but I want to use her experience here as a means to show that debt problems can affect anyone. Even people like Jacqueline, who is now in her mid forties, whose future looked so promising back in the early eighties.

Those of you who’ve been here before will know that this is the part of the site where I focus more on the emotional and psychological effects of debt. As always, I don’t promise that the content here will help you solve your difficulties. More practical advice and information can be found elsewhere on the site. Really the purpose of the Real Life – Real People – Real Problems section is that of sharing. Those who have lived these experiences all agree that if they’d known they weren’t alone when struggling with debt it would have made life a whole lot easier.